If you are 55 or older, skip to #3
Dream. Is it only what you do at night if you get enough sleep. Is it what your children do and sometimes come snuggle in bed with you if they've had a bad one? Well I am a dreamer, I love to look toward the future and not only see what lies ahead, but plan that path. Now, it usually never goes the way I plan, and there are ALWAYS bumps in the road, but it usually ends up being a beautiful path. So I have a lot of questions to help you with your dream, and get you on your road2more.
- Do you ever think about how you want to live 5 years from now? Do you want to raft the Colorado River in the bottom of the Grand Canyon (I do!)? Do you want a season pass to the local ski resort? Do you want to road trip across the country and hit up all 50 states? Do you want to create an amazing piece of art and have it hang in an art museum? Do you want season tickets to your local NBA team? If you could dream anything for yourself in the next 5 years - not your family - YOU - what would you dream? Now write it down, and write at least 10 steps of how you can get there. These need to be reasonable steps, not "win the lottery", or "be gifted a million dollars". These are real steps such as: Call your local art gallery and see what it takes to be featured. Price out art supplies at [Michaels/your favorite art supply store]. Decide on what you will paint, draw, sculpt, melt, burn - or any other medium. you get the gist. When you write everything down, even if it seems like a crazy idea - this is where your dreams will become a reality. You will literally see your dreams on paper of how to accomplish this in the next 5 years. It is very possible.
- How about the life you dream of 10 years from now? Answer these questions, without the "but", or "I could never", just answer and write it down:
- Do you wish to be living in the same location you are now? Would you like to live in the same house? Would you like to fix up your house? What would make your living situation better than it is right now (or maybe it is great, and you can skip this question).
- Write down your "dream job". Where would you like to be career-wise, or do you wish to be your own business owner? Write down at least 10 steps you can do to get there
- Will you have kids, or how old will your kids be 10 years from now?
- What do you want your kids to know about you in 10 years?
- What kind of changes can you make now so that your kids will want speak to you in 10 years? (a lot of parents are having these issues with there teenagers right now)
- Will you children be adults?
- When you are their age 10 years from now, what is it that you wish you would have known. Write them a letter now (since it is a lot more fresh on your mind), so you can teach them sooner than you knew, and give it to them 10 years from now.
- What type of relationship do you want with your children at this age?
- What type of relationship did you have with your parents at this age, and how can you improve so it is better?
- What type of money are you making?
- Are you still in debt?
- How much longer will you have on your mortgage, or will you be mortgage free?
- How much to you want to have in your retirement account (give an actual obtainable number not just "enough", "lots", or "millions") If you need some help, Nerdwallet retirement calculator to the rescue!
List those dreams, list them loud and proud. Now put a price tag next to all those things you'd love to do 65+. Head to the Nerdwallet retirement calculator to see how much you will need to start putting away today to have your dreams at retirement. It is possible. A little planning a lot of execution can and will make you wealthy.
This is your road2more. You might be doing fine, and be so happy, but there is so much more out there! Think of how amazing your retirement will be when you plan for it today! Catch me @road2more in all platforms and tell my what dreams you are living!
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